Nirmala Sitharaman Update For Farmers: Crores of farmers of the country are getting the benefit of PM Kisan Yojana from the government. Finance Minister Nirmala Sitharaman has appealed to the banks that farmers can get easy loan facilities.
Kisan Credit Card: Many types of facilities are being given to the farmers by the Central Government. At this time, the government is coming up with many new schemes to make the farmers financially strong. Crores of farmers of the country are getting the benefit of PM Kisan Yojana from the government.
More than 10 crore farmers are getting financial assistance of Rs 6000 every year from the government. At present, Finance Minister Nirmala Sitharaman has also given guidelines to the banks to improve the economic condition of the farmers.
Finance Minister has appealed
Finance Minister Nirmala Sitharaman has appealed to the banks that farmers can get easy loan facilities. Along with this, those people can get the benefit of all the facilities of the government including Kisan Credit Card, so that their income can increase. Along with this, the agriculture sector can also be taken forward.
Farmers’ income will increase.
A few days ago, the Finance Minister had a conversation with the Chief Executive Officers (CEOs) of the Public Sector Banks, in which he asked the farmers to move forward as well as to make them aware of all the facilities related to the bank. talked about.
How to take loan from Kisan Credit Card-
>> To take loan from Kisan Credit Card, you have to go to your nearest bank and fill the application form and submit it to the loan officer.
>> The application form can also be submitted online.
>> Farmer can take loan only for 5 years and can take card again after 5 years.
>> Farmers are given a loan of Rs 3 lakh for up to 5 years.
Gets the benefit of exemption
Farmers can take short term loan up to Rs 3 lakh in 5 years through KCC. Farmers get loan at the rate of 9 percent. After this, the government gives a subsidy of 2 percent. Also, if the farmer repays the loan on time, then he is given an additional rebate of two percent. In this way you will have to pay 4% interest on the loan. KCC is valid for five years. You can take a loan up to Rs 1 lakh 60 thousand without any guarantee.
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